Accident, Sickness & Unemployment Protection
Payment protection insurance is designed to help you keep up with payments on your debts if you're unable to work because you're ill, you have an accident or you're made redundant.
The insurance company will pay the monthly repayments (or a percentage of them) on your behalf for a fixed period of time - usually 12 or 24 months - or until you return to work .
Who would benefit from this cover?
You have a mortgage, loan or credit cards you pay monthly
You don't have 6 months savings to use in an emergency
You have been in employment for at least 6 or 12 months
You would struggle to get by on sick pay only